A practical, source-linked shortlist for merchant checkout, international withdrawals, multi-currency balances and platform payouts. Filter the directory by market and the job you need a provider to perform.
Reviewed: 21 October 2026 · Static research snapshot, not a live eligibility API
Important: “Available” can mean different things. This directory distinguishes merchant payment acceptance, balance holding, wallet withdrawals and business payout infrastructure. A provider listing is not an account approval, and a payout coverage table does not prove that a local individual can open a business sender account.
How to use this directory
Select the country where your actual business or account is based, then choose the task you need. Read the limitation on each card and open the official source. Before making a decision, confirm the legal entity, residence, permitted business category, payment methods, currency, settlement route, fees and documents for your specific account.
Showing source-linked provider entries.
AustraliaCountry listed
Stripe
Merchant payments
Stripe lists Australia among its standard supported business markets for eligible merchant payment accounts.
Check before relying on it
Confirm the legal entity, restricted-business rules, required identification, bank settlement and product-specific subscription features before integrating.
Shopify’s supported-country directory includes Australia and links to Australian business, bank-account and payout requirements.
Check before relying on it
The business must meet the Australian onboarding and verification rules. Country listing alone does not confirm a particular store or business category will be approved.
Wise lists Australia among locations where eligible customers can hold money in a Wise account.
Check before relying on it
Balance holding does not guarantee every currency detail, card, transfer route or Business feature. Review the feature-specific page and onboarding conditions.
PayPal Canada documents withdrawals to linked bank accounts or eligible debit cards, including instant and standard transfer options.
Check before relying on it
Fees, limits, identity checks, bank clearing times and currency conversion can affect the amount and arrival date. Confirm the method offered in your account.
Wise lists Canada among places where customers can hold money, subject to the specific account and currency features offered.
Check before relying on it
Do not assume every account detail, card, payout source or business structure qualifies. Check the relevant Wise feature page and the account onboarding flow.
Wise’s current balance-holding guidance says customers in Malaysia can hold money in personal accounts, not business accounts.
Check before relying on it
Do not treat this as general Wise transfer eligibility or proof that all other Wise features are unavailable. Check each feature and account type separately.
Xendit’s payout coverage lists Malaysia and MYR as a local payout destination for supported business payout use cases.
Check before relying on it
This documents a payout destination, not universal sender-account eligibility. Confirm which country your business must be registered in, supported use cases and onboarding requirements.
Malaysia does not appear in Stripe’s standard supported-country list checked for this guide.
Check before relying on it
“Not listed” is limited to the linked global country list; it is not proof every Stripe product or partner route is unavailable. Verify the actual entity and product route.
Malaysia does not appear in Shopify’s current Shopify Payments supported-country directory checked for this guide.
Check before relying on it
Shopify directs merchants in unlisted countries to third-party providers. Check the options shown in your own Shopify admin and confirm that the selected provider supports your actual business.
Paystack says it serves businesses registered in Nigeria, Ghana, South Africa and Kenya, with online payment and additional business payment products.
Check before relying on it
Check onboarding status, verification documents, permitted business category, international-payment activation and current settlement rules before implementation.
Nigeria does not appear in Stripe’s standard supported-country list checked for this guide.
Check before relying on it
This statement is limited to Stripe’s public standard availability list. Do not assume all products or future partner routes are covered, and do not use false entity or address details to bypass onboarding.
Nigeria does not appear in Shopify’s current Shopify Payments supported-country directory checked for this guide.
Check before relying on it
Stores based in unlisted countries need to review third-party payment providers and confirm the exact merchant-country eligibility and settlement route.
Nigeria does not appear in Wise’s current balance-holding eligibility list checked for this guide.
Check before relying on it
That does not establish whether every Wise transfer or recipient route is unavailable. Check the separate sending/receiving pages for your exact transaction direction and account type.
PayMongo documents cards, e-wallets, QR Ph, online banking and buy-now-pay-later options for Philippine businesses.
Check before relying on it
Its API documentation says payments from international customers are accepted through Visa or Mastercard card transactions. Confirm business onboarding and payment-method approval before launch.
PayPal documents withdrawals to GCash for eligible Philippines-based PayPal accounts and fully verified GCash wallets.
Check before relying on it
The official help page states one-to-one account linking and a 500 PHP minimum transfer. Check the quote, conversion, fee and processing estimate displayed before confirming.
Wise lists the Philippines for holding money and publishes country-specific PHP transfer and receiving limits.
Check before relying on it
Review the current PHP conversion/transfer caps and monthly receiving rules. Personal, freelancer Business and other company account types may have different limits.
Xendit’s payout coverage documentation lists the Philippines, PHP and instant local payouts for multiple business use cases.
Check before relying on it
That coverage table is about payout destinations. It does not by itself confirm that every freelancer can create a sender account; verify company-country onboarding and the exact product.
PhilippinesNot listed on the supported-country page checked
Shopify Payments
Shopify checkout
The Philippines does not appear in Shopify’s current Shopify Payments supported-country directory checked for this guide.
Check before relying on it
Shopify instructs merchants in unlisted countries to use a third-party payment provider. The chosen provider must separately support the merchant’s Philippines-based business and settlement route.
PhilippinesNot listed for standard local onboarding
Stripe
Merchant payments
The Philippines is not shown in the Stripe global list of standard supported business countries checked for this guide.
Check before relying on it
This is not a claim that every Stripe product is unavailable in every circumstance. Verify the country of the actual legal entity and the product route; do not use inaccurate address or entity details to bypass onboarding rules.
Wise lists Singapore among locations where eligible customers can hold money in a Wise account.
Check before relying on it
Account details, card issuance, transfer limits and business-account permissions are separate features. Confirm those rules directly for the actual account.
Xendit’s payout coverage lists Singapore and SGD as a supported destination for eligible business payout use cases.
Check before relying on it
Payout destination coverage does not mean a business in every country can open a sending account. Confirm account eligibility and the product’s supported origin countries.
South AfricaServes registered South African businesses
Paystack
Merchant payments
Paystack says it serves businesses registered in South Africa, Ghana, Kenya and Nigeria. It documents cards and local payment methods for eligible merchant accounts.
Check before relying on it
International payments require the feature to be enabled and compliance requirements to be met. Business type and regulatory review can affect activation.
South AfricaExtended-network label — not standard direct onboarding
Stripe — Extended network route
Partner route
Stripe’s global availability page labels South Africa “Extended network” and directs users to a partner route rather than treating it as a standard Stripe-supported country.
Check before relying on it
Read the linked route carefully and assess the actual partner/provider account you would open. Do not assume that a South African entity can open the same direct account as a listed standard market.
South AfricaCountry-specific withdrawal rules apply
PayPal
Balance withdrawal
PayPal South Africa provides bank-withdrawal guidance, while noting that receiving money in some countries may depend on a licensed local partner.
Check before relying on it
Confirm the partner-linking requirements for your own verified account, the actual withdrawal destination, currency conversion and the current transfer fees.
South AfricaNot listed on the supported-country page checked
Shopify Payments
Shopify checkout
South Africa does not appear in Shopify’s current Shopify Payments supported-country directory checked for this guide.
Check before relying on it
Shopify says stores in countries not listed should use a third-party payment provider. Check Shopify Admin for currently available providers and each provider’s South African eligibility.
Stripe lists the United Arab Emirates among standard supported business markets.
Check before relying on it
Verify the legal entity, local business documentation, industry, settlement currency and requirements for the specific Stripe product before relying on country-level availability.
Online card and local payment acceptance for eligible UK businesses, including recurring-payment use cases supported by the chosen product.
Check before relying on it
The country list is only the first check. Review your legal entity, business category, identity and bank-account requirements, plus current pricing and dispute fees.
Wise lists the UK among places where eligible customers can hold money. Account details, cards, Business access and specific currencies have separate eligibility rules.
Check before relying on it
Check the feature-specific pages for your account type and currency; a balance-holding listing is not proof that every Wise feature is available.
Stripe lists the United States among its standard supported business markets for eligible merchant payment accounts.
Check before relying on it
The relevant legal entity, business category, bank payout route, settlement currency and product-specific rules still apply. A US customer base does not qualify a foreign entity by itself.
Shopify’s supported-country directory includes the United States and links to local business verification and payout requirements.
Check before relying on it
Confirm the real business location, category, ID, address and eligible bank details. Do not infer approval from customer location or site domain alone.
Wise lists the United States for holding money but states that people living in Nevada cannot hold money in a Wise account under the current guidance checked.
Check before relying on it
Check the live Wise page for your state, account type and requested feature. Cards, account details, transfers and Business eligibility may have separate rules.
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